Salary to Hourly Calculator
Convert between annual salary, weekly, and hourly pay. Account for hours per week, weeks per year, vacation, and holidays.
Counts as paid time off — excluded from worked hours
How to use this calculator
Pick the direction you want to convert: annual salary → hourly, or hourly rate → annual. Enter your hours per week (usually 40 for full time), weeks per year (52 for year-round), and any paid vacation or holiday weeks. You'll see the pay broken out at hourly, daily, weekly, bi-weekly, monthly, and annual rates.
Why your "real" hourly rate isn't what you think
A $75,000 salary divided by 2,080 hours (40 × 52) gives $36.06/hour on paper. But if you get 3 weeks of paid vacation plus 10 paid holidays (total 5 weeks off), you're actually working 1,880 hours, which makes your real earning rate $39.89/hour. If you regularly work 50-hour weeks instead of 40, that same salary drops to $28.85/hour in effective terms. Both directions matter when evaluating a job or comparing to contract work.
Comparing salary to contract or freelance work
When you leave a salaried job for freelance, you lose employer-paid health insurance, retirement match, paid time off, and you take on the full self-employment tax (15.3% vs 7.65% for an employee). A rough rule: a $100k salary is usually matched by ~$65/hour of billable freelance work, once you account for lost benefits, self-employment tax, unbillable admin time, and no paid vacation.
Using this to evaluate job offers
Two offers at the same salary can be very different per hour. If Job A pays $90k with 40 hours and 4 weeks vacation, and Job B pays $100k with 50 hours and 2 weeks vacation, the hourly rates are $46.88 vs $39.68 — Job A actually pays 18% more per hour worked. Always run both offers through the calculator before deciding.
Pre-tax vs take-home
The figures here are gross (pre-tax). To estimate take-home, subtract 20–35% depending on your state tax, benefits deductions, and retirement contributions. For an exact number, use your most recent pay stub and compare the net figure against the gross shown in this calculator.
Frequently asked questions
Why is my hourly rate different with vacation weeks factored in?▾
If you're a salaried employee with 2 weeks of paid vacation, your annual salary is paid for 52 weeks but you only work 50. Dividing the salary by actual hours worked (not total hours paid) gives a higher effective hourly rate — the one that matters when you're comparing to freelance or contract rates.
How do I convert a freelance hourly rate to a salary equivalent?▾
Multiply your hourly rate by hours/week × weeks/year, then subtract the value of benefits you'd get as an employee (health insurance, retirement match, paid time off). Self-employed people typically need a 25–40% higher headline rate to match W-2 compensation after benefits and self-employment taxes.
Is the monthly figure my pre-tax or take-home pay?▾
Pre-tax. This calculator shows gross pay — before federal, state, and FICA taxes, retirement contributions, and health insurance premiums. Take-home is typically 65–80% of gross depending on your state and deductions.
What should '40 hours × 52 weeks' be if I work overtime?▾
If you want to measure your effective rate including overtime, use your actual average hours per week (e.g., 45 or 50). If you want to compare apples-to-apples with a standard job offer, use 40. Both views are useful — the first shows your real trade, the second shows the baseline wage.
How do I think about a pay raise in real terms?▾
A 4% raise with 3% inflation is really a 1% real raise. Also consider changes to your commute, benefits, and workload — a 10% raise for a job with 50% more hours is a pay cut by the hour. Compare offers using hourly rate based on realistic working hours, not headline salary.
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